South Naples · Collier County, FL
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★Florida REALTOR® · License SL3504588 ·Realty ONE Group MVP · The Nicholas Nolan Team ·Independent Lely Resort resource ·📞 (239) 877-4646
Single-Family · Lely Resort

Pinnacle Cove

Players Club: Optional

A tiny, tucked-away single-family enclave with one of Lely’s lowest HOAs and an optional Players Club.

🏠 See Pinnacle Cove homes for sale → Ask about Pinnacle Cove All neighborhoods
The overview

About Pinnacle Cove

Pinnacle Cove is the low-carrying-cost way into a detached Lely home: a tiny cul-de-sac enclave — roughly 20 houses near Lely Island Estates — where the fixed costs rank among the resort’s lowest. Built largely through the 1990s and early 2000s, the houses run about 2,000 to 3,000+ square feet with three to four bedrooms, some with private pools and preserve or lake views.

What sets it apart from most Lely single-family neighborhoods is the covenant: Players Club & Spa membership here is optional, not required. Paired with an HOA that ranks among Lely’s lowest, that gives Pinnacle Cove one of the resort’s lowest carrying costs for a detached home — add full resort access only if you want it. The trade-off is age; this is older construction, so budget for updates and compare Players Club covenants against nearby enclaves where membership is mandatory.

With only around 20 homes, listings are rare and move quickly. It suits value-minded buyers who want a private, detached single-family home, low fixed costs, and the freedom to skip a mandatory club.

Figures are approximate, compiled from MLS and public/association sources, and change without notice. Confirm current dues, rules, and covenant status for any specific home before relying on them — or ask me.

Quick facts

Property typeSingle-family
Build years1990s–2000s
BuilderMultiple builders
Typical size~2,000–3,000+ sq ft
Bedrooms3–4
Homes / units~20
ViewsPreserve, lake
Players ClubOptional
HOA (approx.)Very low (among Lely’s lowest) — verify
Rentals30-day minimum, ~3 leases/yr
PetsAllowed
The market

What homes cost in Pinnacle Cove

$638K
median sold (all-time)
$212
median $/sq ft (all-time)

Drawn from this community’s recorded MLS sales; the active snapshot is June 2026 and changes constantly. Want live, exact numbers and what’s available right now? Ask for a current Pinnacle Cove report. Live MLS listings open on our team’s search site.

See Pinnacle Cove homes for sale → All Lely Resort listings Home value
Is it right for you?

Living in Pinnacle Cove

What buyers love

  • ✓ One of the lowest HOAs at Lely
  • ✓ Optional Players Club
  • ✓ Single-family value
  • ✓ Quiet cul-de-sac privacy

Worth knowing

  • • Tiny enclave — rarely available
  • • Optional club = amenities not bundled
  • • Older construction

Players Club & Spa: Pinnacle Cove is on the Optional list — membership is available but not required. See what the Players Club costs, the cost-of-ownership guide, and Players Club amenities.

Resort living

Golf & the Players Club & Spa

Players Club & Spa membership is optional in Pinnacle Cove — add full resort access if you want it, or skip the cost if you don’t.

🏖️ The Players Club & Spa

A ~30,000-sq-ft resort hub: lagoon & lap pools with waterfalls, 13 Har-Tru tennis courts, pickleball, bocce, a 6,000-sq-ft fitness center, full spa, and dining.

Explore the Players Club →

⛳ Three championship courses

Flamingo Island (Robert Trent Jones Sr.) and Mustang (Lee Trevino) — both public — plus the private, Gary Player–designed Classics.

See golf & memberships →
Local market intelligence

The data on Pinnacle Cove

Recent sales in Pinnacle Cove are limited, so treat these figures as a small sample.

$300
median $/sq ft (recent)
$900K
median sold (recent)
<1/yr
homes sold

Based on 1 recorded sale (2023–2026) plus older history; figures are approximate and change constantly.

Age & what to check

Home age~31 years (built 1990–2000)
A/CPast typical service life — many have been replaced; verify the date and condition.
Water heaterPast typical life — likely replaced at least once; verify.
RoofAt or near the end of typical underlayment life — verify replacement (key for insurance).
Insurance & codePre-2002 construction — get a wind-mitigation inspection; roof and opening updates can sharply lower premiums.

What agents highlight

Inventory in Pinnacle Cove is limited and turns over quickly, so what’s available shifts week to week. Ask me for the current listings and recent sales and I’ll tell you exactly what today’s homes are emphasizing — and how they compare on price and condition.

Before closing: ask for Pinnacle Cove’s latest budget, reserve study, and any planned special assessments — and confirm the Players Club covenant on the exact home.

Get a live Pinnacle Cove market report
Good to know

Pinnacle Cove FAQs

Is Players Club membership required in Pinnacle Cove?

No — it's optional. Pinnacle Cove carries the Non-Amenities Covenant, so you can join the Players Club & Spa for full resort access or skip it to save the cost. Verify the covenant on any specific home.

How much does the Players Club & Spa cost in Pinnacle Cove?

If you choose to join (it's optional in Pinnacle Cove), the Players Club & Spa runs about a $10,000 refundable deposit plus roughly $6,400 a year (+6% tax). Skip it and you avoid that cost entirely. Figures change — confirm current rates with the Club.

What are the HOA fees in Pinnacle Cove?

Roughly Very low (among Lely's lowest) — verify. HOA dues typically cover community maintenance and common areas (often landscaping), but usually do not include Players Club dues. Confirm the current amount and exactly what's covered for the specific home.

Can you rent out a home in Pinnacle Cove? What are the leasing rules?

In Pinnacle Cove, the association allows 30-day minimum, ~3 leases/yr. That sets the minimum lease length and how many times per year you can lease — important for rental or seasonal use. Rules change, so confirm the current limits for the exact home.

Are pets allowed in Pinnacle Cove?

Yes — in Pinnacle Cove, pets are allowed. The association sets the specifics (number, size, and sometimes breed), and rules change — confirm the current pet policy for the exact home.

Does Pinnacle Cove have its own pool or clubhouse?

Pinnacle Cove generally doesn't have a separate private clubhouse — residents enjoy Lely Resort's shared amenities (the Players Club & Spa and the three golf courses). Confirm any small sub-association amenities for the specific home.

How far is Pinnacle Cove from the Players Club & Spa?

The Players Club & Spa is centrally located within Lely Resort, so from Pinnacle Cove it's a few minutes by car or golf cart. Most of the community is within roughly a mile or two of the club.

How much do homes cost in Pinnacle Cove?

Homes in Pinnacle Cove have recently sold around $638K (about $212/sq ft). Inventory is limited and changes constantly — ask for a live Pinnacle Cove report.

Is Pinnacle Cove a 55+ or age-restricted community?

No. Pinnacle Cove, like all of Lely Resort, is an all-ages community — it is not age-restricted. Homes here serve full-time, seasonal, and rental use.

How old are homes in Pinnacle Cove, and what should I inspect?

Pinnacle Cove homes date to 1990–2000 (about 31 years old). At that age, look closely at the A/C (12–15-yr life), water heater (10–12-yr), and roof, and ask for the permit history.

Will home insurance be expensive in Pinnacle Cove?

Budget carefully. Pinnacle Cove predates the 2002 Florida Building Code, so get a wind-mitigation inspection — updated roofs and impact openings can sharply lower premiums.

Schools

Schools near Pinnacle Cove

Like the rest of Lely Resort, Pinnacle Cove sits in South Naples’ 34113 area and is served by Collier County Public Schools, an A-rated district. The public schools most often associated with Lely Resort are Lely Elementary, Manatee Middle and Lely High School — but attendance zones change, so confirm the current assignment for the exact address. Our schools near Lely Resort guide has recent ratings, private-school options and how to verify zoning.

A day here: a quiet morning on the cul-de-sac with preserve or lake views, an afternoon at the Players Club only if you’ve chosen to join — and fixed costs that stay among Lely’s lowest either way. Could you see yourself here?

Talk to a local specialist

Thinking about Pinnacle Cove?

I’ll send current Pinnacle Cove listings, the real dues and membership picture for the exact home, and honest pros and cons. No pressure.

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EQUAL HOUSING OPPORTUNITY

Brokerage. Nicholas Nolan (Florida Real Estate License SL3504588) is a licensed real estate sales associate of Realty ONE Group MVP, 1495 Pine Ridge Rd, Naples, FL 34109. The Nicholas Nolan Team operates under the supervision of Realty ONE Group MVP.

Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and equal opportunity housing standards.

Independent resource. Lely Resort Guides is an independent informational resource. It is not affiliated with, endorsed by, or operated by Lely Resort, Stock Development, the Lely Resort Master Property Owners Association, the Community Association of Lely, the Players Club & Spa, The Classics Country Club, The Club at Lely Resort, or any Lely Resort neighborhood association. “Lely Resort” and related names are trademarks of their respective owners.

Information & pricing. Community details, fees, and listing data are compiled from public and MLS sources, may contain errors, and change without notice. Verify all figures with the relevant association, club, or seller before making decisions.

Talk to Nick(239) 877-4646